Freeware Personal Finance Software - 1

AceStock - Personal Stock Monitor - Personal Finance

AceStock is a free personal investment monitor. You can' afford not to have this tool if you own any stock, participate in Stock Options plan or just want to know what's happening on the stock market with your 401k today. AceStock brings realtime stock quotes right on your desktop. You don' have to watch it all the time, AceStock works in a completely automatic mode. Every so often AceStock downloads the latest stock quotes from the Net and issues an alert if the stock is out of your defined range. This is it, nothing else, but isn' that all you want to know about your invesments?
The latest version of AceStock adds many new data sources for true international investors, it supports quote downloads from Yahoo, Yahoo UK, Money Central, Google Finance, AMFI India, India Times, Russian Trade System and Zagreb Stock Exchange.

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AceMoney Lite Personal Finance Manager - Personal Finance

AceMoney Lite is a freeware personal finance manager. It has all the features of its big brother except multiple accounts management. AceMoney Lite helps you organize and manage your personal finances quickly and easily. It supports all the features required for home or even small-business accounting needs:
Track your spending habits and see where the money goes. Generate any report by categories or payors-payees, including pie charts.
Create and manage budgets. The program has more than 100 predefined spending categories. Setup budget limits for every category and track the difference between actual and budgeted values.
Track performance of investments.
Do your financial math in multiple currencies The software supports more than 150 different currencies and automatically downloads their exchange rates from the Internet.
Enjoy the convenience of on-line banking. Download and import information from on-line banks in QIF and OFX formats. If you run a small business, export to HTML, Text, or CSV formats to generate statements or perform complex statistical analysis.
Do e-business with AceMoney. Are you selling goods on eBay? Are you in a shareware business? Do it with AceMoney! AceMoney automates input of orders coming from PayPal, RegNow, RegSoft, SWReg and Plimus.

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Easy Mortgage Calculator - Personal Finance

Easy Mortgage Calculator allows you instantly determine your monthly mortgage payments, total payments, total interest and prepayment savings with a fixed interest rate schedule. One time down payment or monthly prepayment calculation options are available. Major banks compete for your mortgage, refinance and home equity loan, make the right choice.

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Tax Brackets Estimator - Personal Finance

Tax Brackets Estimator is a tax planning tool. Tax Brackets Estimator displays your tax bracket, i.e. top tax percentage on the last dollar taxable income earned.

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Fast Mortgage Estimator - Personal Finance

Fast Mortgage Estimator calculates your mortgage payments. Easy to use tool for home purchase planning, Fast Mortgage Estimator shows monthly payment, total payments and total interest paid given the mortgage amount, interest rate, loan term and down payment options.

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Budget Manager - Personal Finance

Budget Manager is a program that will help you build a smart pro-active budget that takes into account all your expenses and income. Once you enter into it: what your weekly expenses are (such as food, petrol, rent), what your periodic expenses are (such as gas every 2 months, electricity every 3 months, mobile phone once a month), what your yearly expenses are (such as car registration, car insurance, house insurance), what your weekly income is from all sources, it will then work out for you how much money you need to put aside each week in order to meet all your expenses. Budget Manager will also work out for you how much money you have left each week once all your financial commitments are met. You can of course do what you want with this surplus: movies, restaurant, or you might choose to save it!

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Simple Budget - Personal Finance

A very simple, no frills, but functional program that itemises all of your expenses plus your income and then shows you how much money you have left each week, fortnight, month and year. No complicated instructions or interface, start entering data as soon as the program has loaded. Fully functional with no restriction.

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Loan Calculator - Personal Finance

Helps calculate how much you will need to repay, total interest payments and how long it will take to repay the loan. The information can be calculated in many ways by simply entering the information you know and the missing information will be calculated. The program can also be used to calculate savings information to determine how much your savings will be worth in the years to come.

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Eazy Money - Personal Finance

Are those fancy money software programs just too complicated? Or maybe they just don't fit your situation. Maybe you have the same old bills month after month and don't really need to have a bunch of fancy reports showing you where your money went. You know where it went and where it comes from. If you are comfortable with knowing how much you have in the bank and how much you owe on your credit cards, then this progam is for you.
1- It's simple to use. You don't have to know the difference between a debit or a credit or what is an asset or liability. No accounting knowledge is necessary.
2- It's fast. Just fill-in what you spent and what you received. The program will tell you what you got left, what you owe and where it is.
3- It's free. Just download it and it's all yours.
4- It is just a small spreadsheet that takes very little space. It's no Megabyte monster. And it will work with MSWorks for Windows, Excel, Lotus 1-2-3 or most other spreadsheet programs.
5- Even if you don't know how to work with a spreadsheet, EAZY MONEY uses a "fill-in the blanks" interface. All the formatting has been done for you. But if you know how to use a spreadsheet, you can customize EAZY MONEY to your liking.

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BillCalc - Personal Finance

BillCalc is a small program that may be useful to those who want to set a schedule for paying off loans, credit card balances, etc. It calculates monthly payments based on your individual goals regarding a particular bill. BillCalc takes in three numbers: the balance, the interest rate, and the number of months you'd like to have to pay off that balance. It puts those figures into a simple formula for compound interest:

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